Premium Base (salary, capped at ₱100,000) Floor: ₱10,000
₱0
Total Premium (5% of base)
₱0
Employee Share 2.5% of base (deducted from your pay)
₱0
Employer Share 2.5% of base (employer pays this)
₱0
TOTAL PREMIUM (EMPLOYEE + EMPLOYER)
₱0
Annual PhilHealth Summary
Annual Employee Premium₱0
Annual Employer Premium₱0
Total Annual Premium₱0
🏥 What Your PhilHealth Covers
With an active PhilHealth membership, you and your qualified dependents are entitled to:
• Inpatient care: Room and board, professional fees, medicines, lab tests during hospital confinement
• Day surgeries & outpatient procedures: Hemodialysis, chemotherapy, radiotherapy
• Z-benefit packages: Full coverage for catastrophic illnesses (cancer, rare diseases)
• Maternity care: Normal delivery, caesarean section, prenatal care
• Free preventive care: Annual check-up package for members and dependents
2026 PhilHealth Premium Table
Monthly Basic Salary
Premium Base
Employee (2.5%)
Employer (2.5%)
Total Premium (5%)
Based on PhilHealth Circular No. 2023-0016. Premium rate: 5% of monthly basic salary. Employee and employer each pay 2.5%. Salary floor: ₱10,000 (₱250/share). Salary ceiling: ₱100,000 (₱2,500/share). For self-employed, the full 5% premium is personally shouldered.